There’s a lot to be prepared for as a homeowner, but one thing that might not be on most homeowners’ “what to do when…” lists is how to handle when a neighbor’s tree falls onto your property.
While a tree falling on your property isn’t always a planned situation, it’s important to be prepared for the possibility. Many homeowners, however, don’t know what to do in the case that something like this happens, which can add extra stress to an already stressful situation.
Here at Chestnut Tree and Landscape, we want homeowners in New England to always have the best outcome. Here are some tips on what to do if your neighbor’s tree falls in your yard.
Who is Liable?
The very first step is to assess the damage, including taking any photos of the tree and property. Then, you can begin to discuss who is liable for any necessary repairs. In most situations, if the tree was healthy before it fell, the neighbor is not at fault and you are responsible for managing any damage your property has received. However, if the neighbor was aware of the damaged tree prior to the incident and neglected to address the issue, they may be held liable for any damages.
If a healthy tree unexpectedly falls, most home insurance policies will cover the loss. Thankfully, this means you likely won’t need to handle the problem by yourself! Contact your homeowner’s insurance representative and they will walk you through the process.
Start the Claims Process
The first thing you will want to do is call your homeowner’s insurance provider. Since your policy will typically cover damages done to your property and pay for tree removal, they should be your first point of contact to get the process started. You will need to file a claim, so be sure to take photos as supporting documentation.
Then, Have the Tree Removed
Once you’ve submitted your claim, it’s time to hire a tree specialist who can safely remove the tree for you. Never try to remove a tree yourself as this can cause additional damage to your home and even threaten your safety. For instance, a tree moving in an unexpected direction can cause injury or possibly fall and hit a power line by your home. For this reason, it’s important to hire a licensed, bonded, and insured tree specialist to handle the job for you.
Chestnut Tree and Landscape is Here to Help!
Has a tree unexpectedly fallen in your yard? We know this can be a frustrating experience for homeowners, but we’re here to help. We offer expert tree removal services, in the New England area—even in tight spaces with our top-of-the-line cranes and tree service equipment, and are available 24/7 for emergencies. To get a free consultation, call us at (508) 735-4464.
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